Terms that govern local wallet access
Our Legal notice sets the conditions for opening, using and closing an account with mahkota118. Access depends on local law, so you should confirm that the service is available to you before creating an account. We may ask for phone verification before account access and may
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request details needed to match a wallet record with your account. The policy also explains how we handle DANA, OVO, GoPay and QRIS references, including transaction status and account ownership checks. Bank transfer and virtual account records are treated as payment-related records, not as permission to
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bypass an account rule. If a legal requirement changes, we update the notice and identify the applicable section so you can read the change before continuing.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.